If you found BAILII useful today, could you please make a contribution?

Your donation will help us maintain and extend our databases of legal information. No contribution is too small. If every visitor this month donates, it will have a significant impact on BAILII's ability to continue providing free access to the law.

Thank you very much for your support!


BAILII [Home] [Databases] [World Law] [Multidatabase Search] [Help] [Feedback]

Scottish Court of Session Decisions


You are here: BAILII >> Databases >> Scottish Court of Session Decisions >> Isabel Howison v John Howison. [1784] Mor 11030 (7 December 1784)
URL: http://www.bailii.org/scot/cases/ScotCS/1784/Mor2611030-228.html
Cite as: [1784] Mor 11030

[New search] [View without highlighting] [Printable PDF version] [Help]


[1784] Mor 11030      

Subject_1 PRESCRIPTION.
Subject_2 DIVISION VII.

Septennial Prescription of Cautionary Obligations, by act 5th Parl. 1695.
Subject_3 SECT. II.

Who entitled to the benefit of the act 1695. - Can the benefit of it be renounced.

Isabel Howison
v.
John Howison

Date: 7 December 1784
Case No. No 228.

A person granted a letter, promising, that a sum due by other parties, for which they granted acceptance, should be paid Found not to have the benefit of the septennial limitation.


Click here to view a pdf copy of this documet : PDF Copy

Three persons granted a joint bill to the father of Isabel Howison; in reference to which, and bearing the same date with the bill, John Howison addressed to him the following obligatory letter: “Sir, Whereas James. John, and William Young have, of this date, granted to you a conjunct bill for the sum of L. 100, payable one day after date; therefore, for your fartner security, I hereby promise, that the said sum of L. 100, and interest due thereon, shall be paid to you, or order, when demanded.”

Long after the expiration of the period of the sexennial prescription of bills, Isabel Howison raised an action against the co-acceptors, and likewise against John Howison, the other obligant. Decreet in absence was obtained against the acceptors. But the other defender

Pleaded, first, The bill itself being prescribed, the collateral obligation, as accessory to it, has become likewise void.

Secondly, As a cautioner, this defender is liberated by the septennial limitation established by the statute of 1605. It is clear, that this benefit belongs to every obligant as cautioner in a bond, though it contains no stipulation of relief, and though no separate bond of relief has been intimated to the creditor; 11th December 1729, Ross contra Craigie, No 217. p. 11014. Now, as in this matter there can be no charm connected with any peculiar phrase, it is sufficient if the obligation be so conceived as to point out clearly the character of cautioner, whether that particular appellation occur in it or not. Such is the obligation in question, expressly bearing to be granted in farther security of another obligation by different persons, executed at the same time; by which last circumstance it is distinguished from a corroborative deed.

Answered, The exception of prescription in regard to the bill is obviated by the decreet of the Court. Nor can a party who is not expressly bound as cautioner, in so many words, plead the benefit of the septennial limitation, unless he can claim under some other of the statutory requisites.

The Lord Ordinary pronounced this judgment: “In respect of the decree against the debtors in the bill, and that the sexennial prescription does not apply to this bill, Repels the defence founded on the sexennial prescription of bills: But with respect to the defence founded on the septennial prescription, finds, That the bill in question being granted for value received in cash, that value must be presumed to have been received by the three acceptors; and therefore the defender, who grants the letter in question, must be understood to be the cautioner; and as the letter bears that he is bound in security, it is the same thing as if, in terms of the act he had been bound expressly as a cautioner; in which case, no bond or obligation of relief would have been necessary; therefore, upon this ground, alters the interlocutor, and finds the defender not liable for the debt.”

The Court, however, “found, That John Howison's case did not fall under the act 1695; but adhered to the Lord Ordinary's interlocutor with respect to the sexennial prescription.”

Lord Ordinary, Monboddo. Act. Honyman. Alt. Macleod. Clerk, Colquhoun. Fol. Dic. v. 4. p. 101. Fac. Col. No 181. p. 285.

The electronic version of the text was provided by the Scottish Council of Law Reporting     


BAILII: Copyright Policy | Disclaimers | Privacy Policy | Feedback | Donate to BAILII
URL: http://www.bailii.org/scot/cases/ScotCS/1784/Mor2611030-228.html