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You are here: BAILII >> Databases >> England and Wales Court of Appeal (Civil Division) Decisions >> Hamer v Levy [2026] EWCA Civ 662 (22 May 2026) URL: https://www.bailii.org/ew/cases/EWCA/Civ/2026/662.html Cite as: [2026] EWCA Civ 662 |
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ON APPEAL FROM THE COUNTY COURT AT TORQUAY AND NEWTON ABBOT
HH Judge Mitchell
L00TQ265
Strand, London, WC2A 2LL |
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B e f o r e :
and
LORD JUSTICE LEWIS
____________________
LINDA HAMER | Appellant |
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| - and - |
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HESTHER LEVY | Respondent |
____________________
Suffian Hussain (instructed by Scott Richards) for the Respondent
Hearing date: 19 March 2026
____________________
VERSION
OF APPROVED JUDGMENT (SUBJECT TO EDITORIAL CORRECTION)
Crown Copyright ©
LORD JUSTICE BAKER :
Hamer
("the appellant") applied for permission to appeal against an order made in the Torquay and Newton Abbot County Court by HH Judge Mitchell on 15 November 2024 in which he struck out her appeal against a possession order made by District Judge Priddis on 5 August 2024.
Statutory provisions
"(1) Any tenancy deposit paid to a person in connection with a shorthold tenancy must, as from the time when it is received, be dealt with in accordance with an authorised scheme.
(2) No person may require the payment of a tenancy deposit in connection with a shorthold tenancy which is not to be subject to the requirement in subsection (1).
(3) Where a landlord receives a tenancy deposit in connection with a shorthold tenancy, the initial requirements of an authorised scheme must be complied with by the landlord in relation to the deposit within the period of 30 days beginning with the date on which it is received.
(4) For the purposes of this section "the initial requirements" of an authorised scheme are such requirements imposed by the scheme as fall to be complied with by a landlord on receiving such a tenancy deposit.
(5) A landlord who has received such a tenancy deposit must give the tenant …. such information relating to
(a) the authorised scheme applying to the deposit.
(b) compliance by the landlord with the initial requirements of the scheme in relation to the deposit, and
(c) the operations of this Chapter in relation to the deposit
as may be prescribed.
(6) The information required by subsection (5) must be given to the tenant …
(a) in the prescribed form or in a form substantially to the same effect, and
(b) within the period of 30 days beginning with the date on which the deposit is received by the landlord."
Section 214 gives a tenant the right to apply to court where there has been a breach of the requirements in section 213.
"(2) Subject to subsection (2A), if section 213(6) is not complied with in relation to a deposit given in connection with a shorthold tenancy, no section 21 notice may be given in relation to the tenancy until such time as section 213(6)(a) is complied with.
(2A) Subsections (1), (1A) and (2) do not apply in a case where—
(a) the deposit has been returned to the tenant in full or with such deductions as are agreed between the landlord and tenant, or
(b) an application to the county court has been made under section 214(1) and has been determined by the court, withdrawn or settled by agreement between the parties."
"(1) The following is prescribed information for the purposes of section 213(5) of the Housing Act 2004 ("the Act") –
(a) the name, address, telephone number, e-mail address and any fax number of the scheme administrator of the authorised tenancy deposit scheme applying to the deposit;
(b) any information contained in a leaflet supplied by the scheme administrator to the landlord which explains the operation of the provisions contained in sections 212 to 215 of, and Schedule 10 to, the Act;
(c) the procedures that apply under the scheme by which an amount in respect of a deposit may be paid or repaid to the tenant at the end of the shorthold tenancy ("the tenancy");
(d) the procedures that apply under the scheme where either the landlord or the tenant is not contactable at the end of the tenancy;
(e) the procedures that apply under the scheme where the landlord and the tenant dispute the amount to be paid or repaid to the tenant in respect of the deposit;
(f) the facilities available under the scheme for enabling a dispute relating to the deposit to be resolved without recourse to litigation; and
(g) the following information in connection with the tenancy in respect of which the deposit has been paid—
(i) the amount of the deposit paid;
(ii) the address of the property to which the tenancy relates;
(iii) the name, address, telephone number, and any e-mail address or fax number of the landlord;
(iv) the name, address, telephone number, and any e-mail address or fax number of the tenant, including such details that should be used by the landlord or scheme administrator for the purpose of contacting the tenant at the end of the tenancy;
(v)
the name, address, telephone number and any e-mail address or fax number of any relevant person;
(vi)
the circumstances when all or part of the deposit may be retained by the landlord, by reference to the terms of the tenancy; and
(vii)
confirmation (in the form of a certificate signed by the landlord) that—
(aa) the information he provides under this sub-paragraph is accurate to the best of his knowledge and belief; and
(bb) he has given the tenant the opportunity to sign any document containing the information provided by the landlord under this article by way of confirmation that the information is accurate to the best of his knowledge and belief."
Background
Levy
("the respondent") granted the appellant an AST of 4 Belle
Vue
Road, Kingsbridge, Devon ("the property").
(1) Under clause 1.1.1, the respondent's contact address was stated to be Scobie House, Scobie, South Pool TQ7 2RU ("Scobie House"). This was the respondent's former family home used by her as a forwarding address. The clause also provided a telephone number and email address for the respondent. The email address was correct, but one digit of the telephone number was wrong.
(2) Clause 1.7.1 provided that "the deposit of £775.00 will be paid by the Tenant."
(3) Clause 1.7.7 provided that "the deposit will be protected by Tenancy Deposit Scheme …"
(4) Under clause 2, Scobie House was named as the landlord's address for service of notices under the Landlord and Tenant Act 1987.
(5) Clause 6 of the AST agreement was headed "Tenancy Deposit Protection Prescribed Information". Its terms were precisely in line with the information prescribed in Article 2(1) of the 2007 Order.
(6) Clause 6.1 named TDS Custodial as the authorised scheme.
(7) Clause 6.7 provided: "The deposit
value
is as per clause 1.8.1" [sic]
(8) Clause 6.9 provided: "The contact details of the Landlord are as per clause 1.1.1."
"Hi Linda.
How are you settling in? I hope everything is going well.
Please find attached some information regarding the deposit scheme that I've
used to protect your deposit.
Please have a read through the 'Prescribed Information' and sign in acknowledgement when you have a minute.
Many thanks, Hesther"
The deposit certificate included the respondent's email address and correct phone number but not her contact address. In the Prescribed Information, the respondent's address was wrongly stated to be the address of the rented property. The telephone number given for the respondent was the same as on the deposit certificate. In both the deposit certificate and the Prescribed Information, the amount of deposit protected was said to be £775.00 and the date on which the deposit was received by the landlord was wrongly stated as 11 October 2019, not 12 October. At the bottom of the Prescribed Information was an unsigned certificate by the landlord that "the written information provided is correct to my knowledge and belief".
via
email.
various
comments made in the documents, however, that the notice was invalid in some way and there was apparently no attempt to recover possession of the property on that basis.
"We therefore enclose the following documents by way of service upon you.
1. Copy tenancy agreement dated 11 October 2019.
2. Deposit Protection Certificate dated 17 October 2019 and Advisory Leaflet. Please note the required prescribed information is contained within your tenancy agreement referred at point 1, at section 6 of the agreement.
3. Gas Safety Certificate dated 14 May 2019 and 08 August 2023.
4. Energy Performance Certificate dated 10 May 2019.
5. How to Rent Booklet as provided by the Government dated May 2019 and October 2023.
A revised section 21 notice will follow shortly providing you with a new date tovacate
the property."
vacate
the property within the two-month period. On 27 June 2024, a claim for possession was issued in the Torquay and Newton Abbot County Court, which was deemed served on 2 July 2024.
"The Defendant has raised technical compliance issues with thevalidity
of the notice under section 21, specifically:
1. She argues that an error in telephone number invalidates the prescribed information in relation to the deposit.
2. She argues that the claimant was not entitled to serve a section 21 notice until a previous notice under section 21 had expired.
3. She argues that the claimant was not entitled to let the premises to her because at the time of letting they were classified "F" on an energy performance certificate (albeit that they are now E).
4. She raises issues with service of the gas documents.
5. She alleges she did not get a 'how to rent' at the beginning of the tenancy but accepts receiving one before service of the notice under section 21."
validity
of the section 21 notice, and having read the written evidence, (1) the appellant should give possession of the property on or before 19 August 2024, and (2) the appellant pay the respondent's costs of £460.50 on or before that date.
"3. The court … in fairness to the appellant extends the opportunity for the appellant to send to the court and the respondent's solicitors by 4pm on 15 October 2024 written two points on the following two points made on behalf of the respondent: (1) irrespective of any initial failings on the part of the landlord in providing prescribed information relating to the deposit, any such failings were coped [sic] by Scott Richards letter of 12 April 2024 served prior to the section 21 notice; (2) the original prescribed information was in fact provided by email on 19 October 2019 and therefore after the deposit was paid on 12 October 2019 (and not before).
4. Thereafter the application to strike out will be further considered on paper."
In compliance with these directions, the appellant submitted further written representations.
"It is acknowledged that striking out an Appeal is somewhat unusual.
Usually unmeritorious Appeals will be dealt with by refusal of permission to Appeal. Here the Court previously directed a transcript of the subject judgment. That is still not to hand and may be delayed for some time. The Respondent has asked the Court to consider striking out the Appeal on the basis that it has no real prospect of success, to avoid ongoing and unnecessary delay. The Court has ultimately acceded to that request but only having given the Appellant an opportunity to further respond to the limited points arising (per Order 8th October 2024).
Those points are twofold.
First, the Appellant contends that the prescribed information relating to the deposit was provided before the deposit itself citing a first instance case of Siddeeqv
Alaian 2024. However, in the instant case it is clear that whilst the deposit was paid a day after the tenancy agreement was entered into (12.10.19) the prescribed information was provided on 19.10.19 i.e. after the deposit and within the initial 30 day period.
Second, the Appellant contends that the Prescribed Information contained an incorrect address for the landlord and that the landlord's telephone number had 1 wrong digit.
The Respondent's Solicitors have pointed out that on 12.4.24 they wrote to the Appellant enclosing a further copy of the prescribed information and pointing out that such information was contained in Sections 1 and 6 of the Tenancy Agreement, thereby correcting any previous error.
The Section 21 Notice was not served until 17th April 2024.
Section 215(2) of the 2004 Act provides that if section 213(6) (i.e. the need to provide prescribed information) is not complied with, no Section 21 Notice may be given until such time as it is.
The communication on 12th April cured any previous error.
The Appeal therefore has no real, or any, prospects of success and it is appropriate to strike out the Appeal."
vary
the 6 November order because it had been made without a hearing"; and that the district judge on 5 December had "incorrectly identified that the proper course was to appeal the 6 November order and not pursue her application under CPR 3.3(5)". Having so noted, he stayed the execution of the warrant of possession until further order, directed that her application be referred urgently to HH Judge Mitchell "to consider listing as an application to
vary
or set aside the 6 November order at a hearing pursuant to CPR 3.3(5)", and stayed the appellant's appeal without being issued pending the outcome of any hearing before HHJ Mitchell. On the following day, 10 December, however, HHJ Berkeley amended his previous order "upon it becoming apparent" that the order of 6 November was not an order made without a hearing. He set aside the order referring the matter to HHJ Mitchell for reconsideration and lifted the stay on the appellant's appeal, but retained the stay of enforcement of the warrant of possession until further order.
varied
or set aside. The appellant duly made such an application, and a hearing was listed before Pepperall J on 13 October 2025. In a reserved judgment handed down on 24 November 2025 (reported as
Hamer
v
Levy
[2025] EWHC 3101 (KB)), Pepperall J concluded that HHJ Mitchell's order of 6 November 2024 striking out the appeal against the district judge's order was a case management decision made on hearing the appeal and therefore caught by section 55(1) of the Access to Justice Act 1999 Act, article 6 of the Access to Justice Act 1999 (Destination of Appeals) Order 2016 and CPR rule 52.7(1) with the consequence that her appeal lay not to the High Court but only to the Court of Appeal. He therefore dismissed the appellant's application to set aside his earlier order and lifted the stay on the execution of the warrant of possession. By a further order on 28 November 2025, Pepperall J ordered the appellant to pay the costs of the application to set aside his order, refused her oral application for a further stay, and dismissed her application for permission to appeal.
The appeal to this Court
"(1) Not listed as a possession claim and on a different day to when court duty officer was available.
(2) I wanted the support of the Court duty officer – hearing still went ahead.
(3) A court duty officer would have given legal support. I had arrived 50 minutes earlier to discuss my case.
(4) It affected my ability to understand the proceedings, respond to submissions and present my case.
(5) Swayed by solicitor – claimant present but although she lives in Zambia, has only been present at two hearings as she has a solicitor and barrister in High Court.
(6) Normally hearings last an hour for possessions, this was booked for 30 minutes.
As further observed by Snowden LJ, grounds 7 to 15 all raise points going to the question of whether the respondent had fully or properly complied with the requirements of notification in relation to tenancy deposits before the service of the section 21 notice. It is said that the court erred in law
(7) by an incorrect acceptance of the deposit receipt date on the prescribed information – a misrepresentation to then use the information within the tenancy agreement;
(8) by accepting prescribed information that failed to state landlord's correct address instead duplicating tenancy address contrary to statutory requirements;
(9) in failing to properly consider that the deposit was paid after the tenancy agreement was signed and that the prescribed information did not accurately reflect this;
(10) in finding compliance with the law where the prescribed information was not signed by the landlord contrary to the Tenancy Deposit Act;
(11) in that the prescribed information was not served with the section 21 which placed instead reliance on the tenancy agreement which cannot substitute for statutory notice and therefore erred in finding it to be a
valid
section 2;
(12) in finding the section 21 notice
valid
when at the time of serving the section 21 the landlord had moved and failed to provide tenant with an address in UK – address seen for first time on possession claim;
(13) by [not] finding that as a result of non-compliance with the prescribed information that any section 21 notice was invalid as a matter of law;
(14) in that the issue of the prescribed information results in a tenancy breach and affects the return of the deposit with compensation;
(15) by failing to recognise that incorrect factual information within prescribed information invalidates it even when it appears compliant on its face.
Finally, under ground 16, the appellant contends that, pursuant to CPR rule 52.7, the appeal raises an important point of principle and a compelling reason for the appeal to be heard "as the decision permits substantial non-compliance with mandatory statutory requirements".
very
substantial doubt" that those grounds were arguable or raised any important point of principle or practice so as to pass the second appeal test.
"Judge: Let's be fair to her [i.e. the appellant] – she was hoping that the court duty officer would be here today. I am really unclear why this has been listed in a non-PCOL [Possession Claim Online] day because, when one challenges a section 21, it usually goes into the PCOL list
Solicitor: I agree. And I think 30 minutes is – is a short period of time as well.
Judge: That – well so do I."
The district judge said she was "concerned [about] the disparity" adding that she had got to hold a fair hearing. The solicitor pointed out that his client, who had come over from Zambia for the hearing, was concerned that there was a real risk of repossession by the mortgage lender if the possession order was not granted.
validity
of the section 21 notice identified in the earlier order of 17 July 2024. The transcript demonstrates that the process adopted by the district judge was more of a conversation rather than hearing submissions. At the end, she concluded that she was satisfied that the section 21 notice was
valid
and made the possession order with costs.
ventilated
in the way described above, she evidently concluded that the appellant had been able to present her case fairly and that the grounds for possession were made out. In particular, she concluded that the errors in the Prescribed Information sent to the appellant on 19 October 2019 did not invalidate the section 21 notice served on 17 April 2024.
view,
it was not the appropriate way to proceed.
"(1) The appeal court may
(a) strike out the whole or part of an appeal notice;
(b) set aside permission to appeal in whole or in part;
(c) impose orvary
conditions upon which an appeal may be brought.
(2) The court will only exercise its powers under paragraph (1) where there is a compelling reason for doing so.
(3) Where a party was present at the hearing at which permission was given, that party may not subsequently apply for an order that the court exercise its powers under subparagraphs (1)(b) or (1)(c)."
v
Haworth Associates [2001] EWCA Civ 370, a circuit judge struck out a notice of appeal from an order by a district judge discharging an earlier injunction made without notice restraining the defendant's use of premises in which the plaintiff claimed to have an interest. The plaintiff was, however, subject to a bankruptcy order so that any cause of action he had against the defendant
vested
in his trustee in bankruptcy. In giving reasons for his decision, the circuit judge stated: "the notice of appeal is frivolous and
vexatious
and is otherwise an abuse of process." On appeal to this Court, the circuit judge's decision to strike out the appeal notice was upheld. Chadwick LJ, with whom Hale LJ agreed, said (at paragraph 28):
"It seems to me that the practice which is now embodied in CPR 52.9 [now CPR 52.18] reflects the jurisdiction which a court must have in order to safeguard its own proceedings from abuse; and to deal with an appeal in a summary manner if it thinks that appropriate."
"the appeal against the district judge's order in Turner was commenced after 2 May 2000 and this was not subject to a permission requirement. If the appeal had been commenced after 2 May 2000, neither the district judge nor the circuit judge would have given permission to appeal and thus no question of striking out would have arisen."
view,
where, before permission to appeal has been granted, the appellate judge concludes that the proposed appeal has no real prospects of success, he should dispose of it using the provisions in CPR 52.3 to 52.7 relating to permission to appeal. The powers under CPR 52.18(1)(a) should be confined to situations arising after permission has been granted, for example where the appellant has failed to comply with court orders – see Moses-Taiga
v
Oghenerume [2004] EWCA Civ 1399 and cases cited therein, and the recent decision in Kanabar
v
Kanabar [2026] EWCA Civ 582 in which this Court held that the fact that there was no legal personality able to pursue the appeal amounted to a compelling reason for the family court to strike out an appeal notice under FPR rule 30.10, which is in terms identical to CPR rule 52.18.
validity
of the section 21 notice. In my
view,
we are able to reach a conclusion on those issues in a way which enables us to resolve them without remitting the matter for a rehearing.
vii)
of the 2007 Order, the Prescribed Information served on 19 October 2019 was not signed.
v
Carter & Anor [2020] EWCA Civ 175, this Court considered the
validity
of notices of proceedings for possession under section 8 of the Housing Act 1988 which contained typographical errors. At paragraph 39, after reviewing the previous case law, Arnold LJ said:
"(i) A statutory notice is to be interpreted in accordance with Mannaiv
Eagle [1997] AC 749, that is to say, as it would be understood by a reasonable recipient reading it in context.
(ii) If a reasonable recipient would appreciate that the notice contained an error, for example as to date, and would appreciate what meaning the notice was intended to convey, then that is how the notice is to be interpreted.
(iii) It remains necessary to consider whether, so interpreted, the notice complies with the relevant statutory requirements. This involves considering the purpose of those requirements.
(iv) Even if a notice, properly interpreted, does not precisely comply with the statutory requirements, it may be possible to conclude that it is 'substantially to the same effect' as a prescribed form if it nevertheless fulfils the statutory purpose. This is so even if the error relates to information inserted into or omitted from the form, and not to wording used instead of the prescribed language."
v
Governors of Sutton's Hospital in Charterhouse [2025] EWCA Civ 857, intending to comply with the requirements of section 213 of the 2004 Act and article 2(1) of the 2007 Order, the landlord's agent sent the tenant a signed letter confirming that his deposit had been protected with an authorised tenancy deposit scheme and a certificate containing information relating to the deposit. The tenant applied to the county court under section 214 of the 2004 Act for payment of a sum of money on the grounds of a failure to comply with section 213(6) because the information required by section 213(5) had not been given to the tenant "in the prescribed form or in a form substantially to the same effect". In particular, the tenant asserted that the landlord had (1) failed to provide the information required by article 2(1)(g)(
vi)
of the 2007 Order as to the circumstances when the deposit might be retained by the landlord and (2) failed to certify the information as required by article 2(1)(g)(
vii)
because the certificate was unsigned. The claim was refused and an appeal to the High Court and second appeal to this Court were dismissed.
v
Carter quoted above. At paragraph 52 of her judgment, she said:
"The principle in Mannai is available in this case and should be applied with Arnold LJ's conclusions at [39] in Peasev
Carter in mind. The Prescribed Information can be interpreted as it would be understood by a reasonable recipient reading it in context, having taken account of the statutory requirements, including the purpose of those requirements. Furthermore, if properly interpreted, the Letter, Prescribed Information and Certificate do not comply with the statutory requirements, it may be possible to conclude that they are "substantially to the same effect" in circumstances in which section 213(6)(a) of the 2004 Act applies."
"There is no dispute about the statutory purpose of Chapter 6 of the 2004 Act, amplified by the requirements of the 2007 Order. It is both to safeguard deposits paid by tenants and to facilitate dispute resolution should an issue arise about the return or retention of the deposit at the end of the tenancy or any deduction from it. It requires information to be provided as to the circumstances in which a deposit may be retained by reference to the terms of the tenancy."
v
Swindells [2012] EWCA Civ 1789 where a tenant has to conduct his own research in order to discover the relevant information. She observed (paragraph 57):
"In this case, Mr Lowe was in possession of his tenancy agreement and Charterhouse were required to provide information as to the circumstances in which all or part of the deposit might be retained by the landlord "by reference to the tenancy". The Article itself looks outwards to the tenancy agreement."
"With the appropriate context in mind, it seems to me that the judge was correct to decide that the statutory purpose had, in substance, been achieved. As he put it at [48], taken together, the signed covering letter and the Prescribed Information were "substantially to the same effect" as a signed certificate because Charterhouse were effectively saying that it believed that it had done what was needed by providing the prescribed information and was happy to confirm that by way of a certificate. In other words, it believed that it had provided accurate information as to the prescribed matters. It was not necessary also to refer to expressly to its accuracy in order to satisfy sub-sub-article (aa)."
Discussion and conclusion
(1) The tenancy agreement included the respondent's right address but her wrong telephone number (by one digit).
(2) The Prescribed Information sent by email to the appellant on 19 October 2019 included the right telephone number but the wrong address (the address of the rented property).
(3) In their letter dated 12 April 2024, the respondent's solicitors stated that "the prescribed information is contained in your tenancy agreement …at section 6 of the agreement." This had the effect of correcting the error about the address in the Prescribed Information sent on 19 October 2019 but reintroduced the error about the phone number.
(4) Furthermore, section 6.7 of the agreement wrongly stated that "the deposit
value
is as per clause 1.8.1" instead of "as per clause 1.7.1."
(5) The respondent never signed a certificate to confirm the accuracy of the information.
valid
if the landlord takes steps to comply with section 213(6)(a). It was therefore open to the respondent through her solicitors to seek to remedy the failure to comply by sending a letter as they did on 12 April 2024.
view,
however, the errors in the tenancy agreement – the typographical error in clause 6.7 (referring to clause 1.8.1 instead of 1.7.1), the wrong digit in the telephone number, and the error as to the date on which the deposit was paid – were of no material consequence.
via
the email address correctly given in the tenancy agreement and in the Prescribed Information served on 19 October 2019, the error in the telephone number was of no real consequence. Even though the prescribed information in the agreement did not precisely comply with the statutory requirements as to contact details, it was therefore 'substantially to the same effect'.
view,
the information required by section 213(5) was provided by the letter dated 12 April 2024 in a form substantially to the same effect as the prescribed form, notwithstanding the absence of a signed certificate. By sending the letter referring back to the tenancy agreement, the solicitors were providing information relating to the prescribed matters. As Asplin LJ observed in Lowe
v
Governors of Sutton's Hospital in Charterhouse, the statutory purpose of the provisions in Part 6 Chapter 4 of the 2004 Act is "to safeguard deposits paid by tenants and to facilitate dispute resolution should an issue arise about the return or retention of the deposit at the end of the tenancy or any deduction from it". And in the present case, as in Lowe
v Governors of Sutton's Hospital in Charterhouse, having regard to the overall context, the statutory purpose has, in substance, been achieved.
LORD JUSTICE LEWIS